Effective Date: May 2026
These Terms & Conditions govern your access to and use of the Elephants Independent website and associated services. By accessing or using this website, you agree to be bound by the following terms.
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Elephants Independent provides independent expense review and financial reset services intended to assist users in identifying potential savings opportunities and reducing unnecessary expenses.
All services and information provided are intended for general informational and educational purposes only.
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The information provided through this website and associated services is general in nature only and does not constitute:
• Licensed financial advice • Investment advice • Taxation advice • Legal advice
Users should obtain independent professional advice relevant to their personal circumstances before making financial decisions.
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By using this website and associated services, users acknowledge and accept responsibility for:
• Ensuring information submitted is accurate and complete • Independently reviewing any recommendations provided • Making their own financial decisions and assessments
Elephants Independent does not make decisions on behalf of users.
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While reasonable care is taken in preparing information and recommendations, Elephants Independent makes no guarantees regarding specific financial outcomes, savings results, or provider offerings.
To the maximum extent permitted by law, Elephants Independent will not be liable for any loss, damage, cost, or decision arising directly or indirectly from:
• Use of this website • Reliance on information provided • Third-party products or services • Decisions made by users following recommendations
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Website functionality, content, and services may change, evolve, or be updated at any time without notice, particularly during beta testing, evaluation, and UAT phases.
Temporary interruptions, maintenance periods, or functionality limitations may occur from time to time.
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All website content, branding, graphics, logos, text, and materials remain the intellectual property of Elephants Independent unless otherwise stated.
Content may not be reproduced, distributed, or reused without prior written permission.
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For any questions regarding these Terms & Conditions, please contact: